Finish Strong 2025: Because Money Doesn't Plan Itself

Start 2026 stronger! Reflect on your finances, refine goals, and adjust your plan for true financial freedom. Your path to 'enough' continues.

Dec 5 • Cosmo P DeStefano

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November 2025

The Hidden History Behind the Market’s 10% Return

What a dusty database, a clunky mainframe, and modern AI all have in common.

Nov 21 • Cosmo P DeStefano

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October 2025

You’ve Saved Enough. Now What?

“Life is a balance of holding on and letting go.” —Rumi

Oct 17 • Cosmo P DeStefano

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September 2025

When Price Outruns Value

Markets are soaring, valuations are at nosebleed levels, and strain is building. Explore the tension between price and value—and how to prepare.

Sep 19 • Cosmo P DeStefano

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August 2025

The 4% Rule Revisited: A New Take on a Retirement Classic

More spending in retirement sounds great… until you see the fine print. The new 4.7% rule is powerful, but only if you know when—and how—to adjust.

Aug 15 • Cosmo P DeStefano

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July 2025

You Know FOMO. But This Fear Might Be Costing You More.

Most people know the feeling of FOMO: Fear of Missing Out. But there’s another fear. One that's quieter, more insidious, and far more dangerous if left…

Jul 25 • Cosmo P DeStefano

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June 2025

Financial Freedom: How Will You Get There—and Stay There?

Financial freedom doesn’t happen by accident—it happens by design. In this guide, learn how to build a flexible, goal-driven plan that gives your…

Jun 13 • Cosmo P DeStefano

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Nothing Stops THIS $26 Trillion Wave

Plus: AI’s Next Brain, and More

Jun 7 • Cosmo P DeStefano and Money Machine Newsletter

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April 2025

Stop Chasing Returns. Start Building Wealth.

Most people think building wealth is about continually pursuing the highest returns. Here’s how compounding wealth actually works — and why most…

Apr 25 • Cosmo P DeStefano

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March 2025

The Surprising Upside of a Market Meltdown

Every market crash feels like a crisis, but what if it’s your greatest wealth-building opportunity? The challenge lies not in predicting crashes but in…

Mar 28 • Cosmo P DeStefano

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February 2025

"I Don't Know" Is the Key to Smarter Decisions

Early in my career, it seemed like every other question I was asked led to the same meek response: “I don’t know.” Damn, I felt dumb.

Feb 28 • Cosmo P DeStefano

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January 2025

Boom, Bust, or Just a Breather? What’s Next for Stocks

Markets have been on a tear—racking up consecutive 20%+ years for only the third time in 75 years. The real question isn't whether the rally will…

Jan 31 • Cosmo P DeStefano

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